Health Policy Rate Filing Report

Data Last Updated 11/15/2011

In order to better serve the residents of Illinois, the Department of Insurance has implemented a Health Premium Rate Review program. This Program is designed to evaluate premium rate increases proposed by health care plans marketing in Illinois, protect consumers from unreasonable rate increases and educate consumers on the medical and administrative costs driving such increases. The Program covers individual and group major medical policies, hospital/surgical medical expense policies, and student/blanket policies; including any conversion coverage offered through these products.

Consistent with these goals, the Department is making premium rate increase information available to Illinois consumers and policymakers. We are also accepting questions, concerns and comments related to rate filings found on this page. When submitting your comments, please identify both the company and the policy number. The Department cannot respond to submitted comments but will respond to questions consistent with our Comment Policy.

Health Premium Rate Filings Since 2005

	2005 Individual	2006 Individual	2007 Individual	2008 Individual	2009 Individual	2010 Individual/ Group	2011 Individual/ Group
Number of Rate Filings	57	41	58	55	83	58	25

Individual Rate Filings January 2005 - November 2010

Individual and Group Rate Filings December 2010 - September 2011

Explanations of terms used in the chart.

Company Name	SERFF Number	Filing Date	% Rate Change	Policy Name Number	Open Closed
PHYSICIANS MUTUAL INSURANCE	PHYS-126804768	7/22/2011	19.00%	P196/R184, P231, R269, P232, R267, R272	Closed
UNITED TEACHER ASSOCIATES	UTAC-126867489	7/22/2011	15.00%	1-A1-383IW, 1-A1-562, 63GR01(LS-2915)(HS), 63GR01(LS-2915);63GR10, 63GR01(LS-2915);63GR30, CP-9962, DM59, DP-1543, DP-8502, IP-7472, L170-001, LS-2561(HS), LS-2561(MEDICAL), P1-50600A, P1-51453, P1-51556, P1-51842, P1-60658, P1-61385, P1-61387, P1-62463, P1-62568, P1-65000, P1-65003, P1-65011, P1-67058, P1-68000, R3602	Closed
THE PRUDENTIAL INSURANCE COMPANY OF AMERICA	PRUD-127193982	6/13/2011	0.00%	MS-81	Closed
UNITED SECURITY LIFE AND HEALTH INSURANCE COMPANY	USLH-127115745	5/3/2011	-10.00%	ABC-2008ADCIL, ABC-2008APXIL, ABC-2008PRPIL, PROHDHP-2008, ABC-90	Open
AETNA LIFE INSURANCE COMPANY	AETN-127128397	4/19/2011	0.55%	GR-9, GR-9N	Closed
AMERICAN NATIONAL INSURANCE COMPANY	AMNH-127006418	4/6/2011	9.50%	S37, S38, S80, ECJ, EHJ, EME, B13, B93, C95, M13, M14, GMMA, GMMB, GMMC, GMME, GMMF, KMMA, KMME, KMMI, KMMR, KMMS KMMT, KM95	Closed
AETNA LIFE INSURANCE COMPANY	AETN-127008498	3/25/2011	3.00%	2Q11 AHI Rate Filing	Open
AETNA LIFE INSURANCE COMPANY	AETN-127092945	3/23/2011	9.10%	GR-9, GR-9N	Closed
HUMANA INSURANCE COMPANY	HUMA-127077117	3/14/2011	-4.40%	CC2003-C, CC2003-CT	Closed
PRINCIPAL LIFE INSURANCE COMPANY	PRLF-127059962	3/1/2011	12.20%	GC 5000 Policy Series	Closed
PRINCIPAL LIFE INSURANCE COMPANY	PRLF-127058859	3/1/2011	-0.20%	GC 5000 Policy Series	Closed
JOHN ALDEN LIFE INSURANCE COMPANY	ASWX-G127057630	2/28/2011	13.10%	244, 380	Closed
TIME INSURANCE COMPANY	ASWX-G127057219	2/28/2011	13.00%	TIM.CER.IL	Closed
HEALTH CARE SERVICE CORPORATION, A MUTUAL LEGAL RESERVE COMPANY	ILCP-127055487	2/25/2011	-4.40%	GB10-HCSC,GB16-HCSC	Open
HEALTH CARE SERVICE CORPORATION, A MUTUAL LEGAL RESERVE COMPANY	ILCP-127055518	2/25/2011	-5.10%	GB10-HCSC,GB16-HCSC	Open
PERSONALCARE INSURANCE OF ILLINOIS, INC.	PCII-127054448	2/25/2011	11.70%	INDPPO0403, RXRIDER1004-PI, INDPPORDR0407, EXRDR0111	Closed
PERSONALCARE INSURANCE OF ILLINOIS, INC.	PCII-127038027	2/25/2011	0.00%	INDPPO0403, RXRIDER1004-PI, INDPPORDR0407	Closed
JOHN ALDEN LIFE INSURANCE COMPANY	ASWX-G127052339	2/24/2011	19.00%	499, 999	Closed
HEALTH ALLIANCE MEDICAL PLANS	HAMP-127039894	2/21/2011	12.80%	HAMP2011003I 5-11	Closed
JOHN ALDEN LIFE INSURANCE COMPANY	ASWX-G127043977	2/18/2011	0.20%	JIM.CER.IL	Closed
HUMANA INSURANCE COMPANY	HUMA-127026147	2/11/2011	2.70%	GN-70129,IL-70129-8/2002, IL70129R110101	Closed
NIPPON LIFE INSURANCE COMPANY OF AMERICA	NLAM-127008114	1/31/2011	0.00%	NP 5500	Closed
HEALTH CARE SERVICE CORPORATION, A MUTUAL LEGAL RESERVE COMPANY	ILCP-126996968	1/21/2011	-3.00%	GB10-HCSC,GB16-HCSC	Open
AMERICAN REPUBLIC INSURANCE COMPANY	AMRP-126984684	1/13/2011	21.55%	A-3562IL, A-3565IL, A-3566IL, A-3567IL, A-3569IL	Closed
AMERICAN FAMILY MUTUAL INSURANCE COMPANY	AMRP-126974435	1/6/2011	25.00%	H-28(IL)	Closed
ILLINOIS MUTUAL LIFE INSURANCE	LWEL-126936063	12/15/2010	20.56%	720, 722, 723, 728, 730, 743, 744, 745, 748, 758, 760, 885	Closed
AMERICAN FAMILY MUTUAL INSURANCE COMPANY	AMRP-126904151	12/13/2010	30.00%	H-600	Open
AMERICAN REPUBLIC INSURANCE	AMRP-126716925	12/13/2010	12.00%	A-3562, A-3565, A-3566, A-3567, A-3569	Open
AMERICAN REPUBLIC INSURANCE	AMRP-126698934	12/13/2010	11.70%	A-2718,A-2744, A-2745,A-3064, A-3065,A-3066, A-3067,A-2523, A-3167	Closed
PEKIN LIFE INSURANCE	UHAS-126769009	12/13/2010	28.00%	H17, H21, H29, H30, H38, H39	Closed
WORLD INSURANCE COMPANY	AMRP-126770365	12/13/2010	14.00%	FORM01A,  FORM12A, FORMPPQ	Closed
AXA EQUITABLE LIFE INSURANCE COMPANY	AXAF-126920383	12/6/2010	10.00%	LMM IL 2011, BMM IL 2011, LMM IL 2012, BMM IL 2012, LMM (AS-102-MM) AND BMM 120	Closed
AMERICAN FAMILY MUTUAL INSURANCE COMPANY	AMRP-126921109	12/3/2010	20.00%	H-400(IL), H-425(IL)	Closed

HealthCare.gov website - Proposed Rate Increases of 10% or more

Starting September 1, 2011, health insurance companies must inform the public when they want to increase health insurance rates for individual or small group policies by an average of 10% or more. Companies requesting such increases must file them with the federal government in addition to filing them with the Department of Insurance.

These filings must include rating documentation called "Preliminary Justification". Preliminary Justification is a federally-developed form that will enable consumers to see a summary of certain factors underlying a proposed rate increase and an explanation, provided by the insurance company, for the proposed increase.

Through the following links, the Department of Insurance is providing you with a link to access this consumer-friendly summary and disclosure form – HealthCare.gov