Premium Rate Review
In order to better serve the residents of Illinois, the Department of Insurance (DOI) has implemented a Health Premium Rate Review program. This Program is designed to access premium rate filings that health care plans marketing in Illinois are required to send to DOI for review, protect consumers from unreasonable rate increases and educate consumers on the medical and administrative costs driving such increases.
Illinois Rate Review Information
- How Rate Review in Illinois Works
- Rate Review Q&As
- Rate Review Brochure (English)
- Rate Review Brochure (Español)
- Rate Review Brochure (Korean - 명. 한국어)
- Rate Review Brochure (Polski)
- Rate Review Brochure - (形) 中國的, 中國話的
Rate Review Webinars
- Health Insurance Premium Individual Coverage Webinar
- Health Insurance Premium Group Coverage Webinar - Power Point
Current Premium Rate Filings in Illinois
Federal Regulations and Guidance
- HHS Regulations & Guidance
- Cover Letter from Secretary Sebelius
- HHS's Request for Comments
- NAIC Response
- HHS Rate Review/WellPoint Letter
- Illinois Response
Rate Review Grants and Reports
Medical Loss Ratios
A second provision of the ACA, namely the medical loss ratio regulation (MLR), was released on November 22, 2010 to work in conjunction with the rate review program. For more information on the MLR program, please see Medical Loss Ratios.