Individual Major Medical Health Policy Rate Filing Report
Data Last Updated 12/27/2010
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Introduction
The Department provides this Report to inform Illinois health insurance consumers seeking to learn more about rate increases to individual major medical health policies. The Department continues to improve the clarity and completeness of the information presented in this Report, including information about rates for small and large group policies, and encourages you to check back frequently for updates.
Illinois law allows for underwriting and rating of individual major medical health insurance policies based on health status as well as several other factors. Illinois law does not limit the amount an insurance company can charge based on health status.
Individual Market Premium Increases
| 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | |
|---|---|---|---|---|---|---|
| Number of Rate Filings | 60 | 42 | 56 | 58 | 83 | 34 |
| Average Change in Base Rate | +21.1% | +20.1% | +20.1% | +18.8% | +14.8% | +18.3% |
| Median Change in Base Rate | +20% | +16% | +20% | +18% | +13% | +14.7% |
| Medical Inflation | +4.2% | +4.0% | +4.4% | +3.7% | +3.2% | +3.4% |
Individual Rate Filings Since 2005
Explanations of terms used in the chart.
| Company Name | Filing Date | % Rate Change | Policy Name/Number | Open/Closed |
|---|---|---|---|---|
| CONTINENTAL GENERAL INSURANCE | 1/10/2005 | +12% | PPQ | Closed |
| AMERICAN NATIONAL LIFE | 1/20/2005 | +30% | ANL-KMMT, AML-KMM92, ANL-KM95 | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 1/21/2005 | +70% | BMM, DMM, EMM | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 1/25/2005 | +16% | PMED | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 1/25/2005 | +80% | AMA | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 2/28/2005 | +21% for Option A; +11% for Option B |
A-3310, A-3326 | Open |
| TRUSTMARK INSURANCE COMPANY | 3/25/2005 | +17% | TELE-MED IV | Closed |
| WORLD INSURANCE | 3/25/2005 | +23% | A3601, A3602, A3603, A3604, A3605, A3606 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 3/29/2005 | +20% | HAS | Open |
| AMERICAN NATIONAL INSURANCE | 4/20/2005 | +30% | POOLED | Closed |
| GUARANTEE TRUST LIFE | 4/20/2005 | +49% | 6005MM, 6035MM | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 4/20/2005 | +40% | H-28 | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 4/25/2005 | +18% | 640, 650, 680 | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 4/25/2005 | +35% | H-1 | Closed |
| KNIGHTS OF COLUMBUS | 5/2/2005 | +25% | KMD, KMM1 | Closed |
| NEW YORK LIFE INSURANCE | 5/2/2005 | +40% | 51-160, 5502-1, 6170-1, 6670-1, 6970-1, 8280-1, 8281-1, 8570-1, 8580-1, 8581-1 | Closed |
| THE TRAVELERS INSURANCE | 5/2/2005 | +20% | GR1-GR6B , MGR1-MGR7 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 5/5/2005 | +15% | 800 94, 880 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 5/5/2005 | +50% | 840, 860 | Closed |
| PRUDENTIAL INSURANCE | 5/5/2005 | +27% | CHIP34500C-B | Closed |
| ILLINOIS MUTUAL LIFE INSURANCE | 5/12/2005 | +25% | 743, 744, 745, 746, 760, 775, 776, 843, 885, 886 | Closed |
| TRUSTMARK INSURANCE COMPANY | 5/16/2005 | +35% | OLD FORMS | Closed |
| GUARANTEE TRUST LIFE | 5/26/2005 | +20% | 841500, 90100 | Closed |
| INVESTORS LIFE INSURANCE COMPANY | 5/26/2005 | +30% | 621, 622, 623, 624, 671, 672, 673, 674 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +9% | CB-5, CB-6, CB-7, CC-24, CC-26, CC-01.1, CC-0.01 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +9% | DB-10 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +9% | DB11, DB-12 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +9% | DB-13, DB-15, DB-18, DB-19, DB-24, DB-25 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +9% | DB-18 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +9% | DB-19, DB-20 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +9% | DB-22, DB-23, DB-26, DB-40, DB-41 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +9% | DB-42, DB-43, DB-44, DB-45 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +9% | DB-42, DB-43, DB-44, DB-45 | Open |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +2.7% | DB-46, DB-47 | Open |
| HEALTH CARE SERVICE CORPORATION | 6/3/2005 | +2.7% | DB-48, DB-49 | Open |
| HUMANA INSURANCE | 6/3/2005 | +8% | GN-70129 / IL-70129 | Open |
| CONTINENTAL GENERAL INSURANCE | 6/9/2005 | +25% | 01A, 01C, 116, 12A, 12M, 19A, 544 | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 6/15/2005 | +31.8% | H-95 | Closed |
| CONTINENTAL GENERAL INSURANCE | 6/22/2005 | +20% | PPQ | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 7/1/2005 | +20% | A-2434, A-2481, A-2484, A-2485, A-2523, A-2718, A-2744, A-2745, A-2927, A-3062, A-3064, A-3065, A-3066, A-3067, A-3166, A-3167, | Open |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 7/6/2005 | +21% | H14 | Closed |
| CENTRAL UNITED LIFE INSURANCE | 7/11/2005 | +15% | MMGR/OR | Closed |
| GOLDEN RULE INSURANCE COMPANY | 7/27/2005 | +25% | AS-208, GR-108 | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 8/9/2005 | +6% | H425 | Closed |
| KANSAS CITY LIFE INSURANCE COMPANY | 8/30/2005 | +25% | L5333GR, L5337, L5360, L5700 | Closed |
| THE PYRAMID LIFE INSURANCE | 9/22/2005 | +30% | G-91 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 10/5/2005 | +10% | RURL | Closed |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 10/5/2005 | +25% | ACM, CMM | Closed |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 10/5/2005 | +25% | CBM | Closed |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 10/5/2005 | +20% | LMM | Closed |
| TRUSTMARK INSURANCE COMPANY | 10/5/2005 | +20% | TELE-MED V | Closed |
| PHYSICIANS MUTUAL INSURANCE | 10/18/2005 | +45% | P295, P297 | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 10/18/2005 | +17.5% for Option A; +10% for Option B |
A-3310, A-3326 | Open |
| HUMANA INSURANCE | 10/18/2005 | +8% for $500 deductible; +1% for $1, 000 deductible; -1% for $1, 000 deductible; -5.1% for $5, 000 deductible |
GN-70129 / IL-70129 | Open |
| CONTINENTAL GENERAL INSURANCE | 12/8/2005 | +20% | 01A, 01C, 116, 12A, 12M, 19A, 544 | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 1/17/2006 | +60% | AMA | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 1/17/2006 | +35% | BMM, DMM, EMM | Closed |
| PRUDENTIAL INSURANCE | 1/24/2006 | +15% | PRUD-MED 83 | Closed |
| GOLDEN RULE INSURANCE COMPANY | 1/30/2006 | +14% | GR1-H1, GR1-H8 | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 2/10/2006 | +25% | A-3310, A-3326 | Open |
| AMERICAN NATIONAL LIFE | 2/22/2006 | +17% | ANL-KMMT, AML-KMM92, ANL-KM95 | Closed |
| WORLD INSURANCE | 3/9/2006 | +9% | A3601, A3602, A3603, A3604, A3605, A3606 | Closed |
| CONTINENTAL GENERAL INSURANCE | 4/5/2006 | +8% | PPQ | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 4/7/2006 | +10% | PMED | Closed |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +9.3% | CB-5, CB-6, CB-7, CC-24, CC-26, CC-01.1, CC-0.01 | Closed |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +9.3% | DB-10 | Closed |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +9.3% | DB11, DB-12 | Closed |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +9.3% | DB-13, DB-15, DB-18, DB-19, DB-24, DB-25 | Closed |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +9.3% | DB-18 | Closed |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +9.3% | DB-19, DB-20 | Closed |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +9.3% | DB-22, DB-23, DB-26, DB-40, DB-41 | Closed |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +6.4% | DB-42, DB-43, DB-44, DB-45 | Closed |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +9.3% | DB-42, DB-43, DB-44, DB-45 | Open |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +6.4% | DB-46, DB-47 | Open |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +6.4% | DB-48, DB-49 | Open |
| HEALTH CARE SERVICE CORPORATION | 4/18/2006 | +6.4% | DB-50, DB-51 | Open |
| WORLD INSURANCE | 5/1/2006 | +25% | A3570, A3680, A3685, A3690, A3695, A3800, A3810, A3820, A3830 | Closed |
| PRUDENTIAL INSURANCE | 5/12/2006 | +60% | CHIP34500C-B | Closed |
| AMERICAN NATIONAL INSURANCE | 6/12/2006 | +17% | POOLED | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 7/6/2006 | +15% | 640 | Closed |
| ILLINOIS MUTUAL LIFE INSURANCE | 7/25/2006 | +25% | 743, 744, 745, 746, 760, 775, 776, 843, 885, 886 | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 8/2/2006 | +30% | H-28 | Open |
| GUARANTEE TRUST LIFE | 10/11/2006 | +25% | 6005MM, 6035MM | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 10/12/2006 | +17% for H-400; +32% for H-425 |
H-400, H-425 | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 10/12/2006 | +39.3% | H-95 | Closed |
| CONTINENTAL GENERAL INSURANCE | 10/12/2006 | +10% | 01A, 01C, 116, 12A, 12M, 19A, 544 | Closed |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 10/17/2006 | +20% | LMM | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 10/18/2006 | +33% | H-1 | Closed |
| PEKIN LIFE INSURANCE COMPANY | 11/16/2006 | +20% | H39 | Open |
| PHYSICIANS MUTUAL | 11/22/2006 | +45% | P295, P297 | Closed |
| TRUSTMARK INSURANCE COMPANY | 11/28/2006 | +35% | OLD FORMS | Closed |
| GUARANTEE TRUST LIFE | 12/8/2006 | +20% | 841500, 90100 | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 12/19/2006 | +30% | A-2434, A-2481, A-2484A-2523, A-2718, A-2744, A-2745, A-2927, A-3062, A-3064, A-3065, A-3066, A-3067, A-3166, A-3167, | Open |
| AMERICAN REPUBLIC INSURANCE COMPANY | 12/21/2006 | +30% | A-3310, A-3326 | Open |
| WORLD INSURANCE | 12/28/2006 | +15% | A3601, A3602, A3603, A3604, A3605, A3606 | Closed |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 12/29/2006 | +7% | ACM, CMM | Closed |
| PYRAMID LIFE INSURANCE | 1/4/2007 | +40% | G-81 | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 1/4/2007 | +30% | A-3393, A-3394 | Open |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 1/11/2007 | +30% | ACM, CMM | Closed |
| CONTINENTAL GENERAL INSURANCE | 1/11/2007 | +10% | PPQ | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 1/22/2007 | +5% | H-600 | Open |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 1/23/2007 | +39.3% | H14 | Closed |
| PEKIN LIFE INSURANCE COMPANY | 1/23/2007 | +20% | H8 | Closed |
| PEKIN LIFE INSURANCE COMPANY | 2/10/2007 | +20% | H1 | Closed |
| PEKIN LIFE INSURANCE COMPANY | 2/10/2007 | +20% | H17 | Closed |
| PEKIN LIFE INSURANCE COMPANY | 2/10/2007 | +20% | H21 | Closed |
| PEKIN LIFE INSURANCE COMPANY | 2/10/2007 | +20% | H29 | Open |
| PEKIN LIFE INSURANCE COMPANY | 2/10/2007 | +20% | H30 | Open |
| PEKIN LIFE INSURANCE COMPANY | 2/10/2007 | +10% | H38 | Open |
| PEKIN LIFE INSURANCE COMPANY | 2/10/2007 | +10% | H39 | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 3/5/2007 | +50% | 840, 860 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 3/7/2007 | +20% | 800, 880 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 3/7/2007 | +12.68% | HSA | Open |
| AMERICAN INSURANCE COMPANY OF TEXAS | 3/14/2007 | +30.5% | K4954, K5115, K5388, MM86 | Closed |
| TRUSTMARK INSURANCE COMPANY | 4/12/2007 | +17% | TELE-MED IV | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 5/1/2007 | +60% | AMA | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 5/1/2007 | +40% | BMM, DMM, EMM | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 5/1/2007 | -18% | ICDHP-HSA | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 5/1/2007 | -18% | ICDHP-TIER | Open |
| PRUDENTIAL INSURANCE | 5/2/2007 | +48% | PRUD-MED 83 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 5/9/2007 | +12% | 880 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 5/9/2007 | +50% | 890 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 5/9/2007 | +12% | 980 | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 5/23/2007 | +22% | A-2434, A-2481, A-2484A-2523, A-2718, A-2744, A-2745, A-3064, A-3065, A-3066, A-3067, A-3167, A-3393, A-3394 | Open |
| AMERICAN REPUBLIC INSURANCE COMPANY | 5/23/2007 | +20% | A-3310, A-3326 | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 5/29/2007 | +20% | PMED | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 5/29/2007 | -18% for new business | PMED | Open |
| KANSAS CITY LIFE INSURANCE | 6/4/2007 | +25% | L5333, L5337, L5360, L5700 | Closed |
| KNIGHTS OF COLUMBUS | 6/4/2007 | +15% | KMD, KMM1, KMP1 | Closed |
| GOLDEN RULE INSURANCE COMPANY | 6/8/2007 | +12% | AS-208, GR-108 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/26/2007 | +10% | CB-5, CB-6, CB-7, CC-0.01, CC-5, CC-6, CC-26, DB-10, DB-11, DB-12, DB-13, DB-15, DB-18, DB-19, DB-24 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/26/2007 | +10.2% | DB-22, DB-23, DB-26, DB-40, DB-41 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/26/2007 | +8.5% |
DB-42, DB-43, DB-44, DB-45 | Open |
| HEALTH CARE SERVICE CORPORATION | 6/26/2007 | +8.5% | DB-50, DB-51 | Open |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 6/29/2007 | +35% | H-28 | Closed |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 8/7/2007 | +25% | BMM | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 8/8/2007 | +40% | H-235 | Closed |
| GUARANTEE TRUST LIFE | 8/17/2007 | +25% | 6005MM, 6035MM | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 8/17/2007 | +40% | H-1 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 8/17/2007 | +18% for in-force business; -18% for new business |
HSA | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 8/24/2007 | +20% | 640, 680 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 8/24/2007 | +20% | 800, 880 | Closed |
| ILLINOIS MUTUAL LIFE INSURANCE | 8/24/2007 | +25% | 743, 744, 745, 746, 760, 775, 776, 843, 885, 886 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 8/27/2007 | +25% | 840, 860 | Closed |
| CENTRAL UNITED LIFE INSURANCE COMPANY | 9/11/2007 | +25% | 123, 96077, A6308, CGR-61, H220, HMM60, HN200, 0056, TCBS1 | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 10/10/2007 | +10% | A-3310, A-3326 | Open |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 10/29/2007 | +30% | ACM, CMM | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 11/5/2007 | +30% | A-2523, A-2718, A-2744, A-2745, A-3064, A-3065, A-3066, A-3067, A-3167, A-3393, A-3394 | Open |
| GOLDEN RULE INSURANCE COMPANY | 12/19/2007 | +12% | GR1-H1, GR1-H8 | Closed |
| GUARANTEE TRUST LIFE | 12/27/2007 | +10% | 841500, 90100 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 12/28/2007 | +10% | RUR | Closed |
| AMERICAN NATIONAL LIFE INSURANCE COMPANY OF TEXAS | 1/3/2008 | +17% | ANL-KMMT | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 1/15/2008 | +33% | H14 | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 1/15/2008 | +33% | H-95 | Closed |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 1/25/2008 | +25% | CBM | Closed |
| THE PYRAMID LIFE INSURANCE COMPANY | 2/5/2008 | +30% | H-71, G-30, G-31, G-50, G-51, G-90, G-91, G-94 | Closed |
| PERSONALCARE INSURANCE COMPANY | 2/8/2008 | +2.9% | INDPPO | Open |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 3/4/2008 | +19.5% | H-400, H-425 | Open |
| THRIVENT FINANCIAL FOR LUTHERANS | 3/11/2008 | +40% | BMM, DMM, EMM | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 3/12/2008 | +50% | AMA | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 4/9/2008 | +18% | ICDHP-HSA | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 4/9/2008 | +18 for in-force business; -5% for new business |
ICDHP-TIER | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 4/10/2008 | +10% | RUR | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 4/25/2008 | +33% | AH-50 | Closed |
| CONTINENTIAL GENERAL INSURANCE | 5/6/2008 | +50% | FORM01A, FORM01C, FORM116, FORM12A, FORM12M, FORMPPQ | Open |
| TRUSTMARK INSURANCE COMPANY | 5/14/2008 | +17% | TELE-MED IV | Closed |
| TRUSTMARK INSURANCE COMPANY | 5/14/2008 | +17% | TELE-MED V | Closed |
| HEALTH ALLIANCE MEDICAL PLANS | 5/14/2008 | +15% for policies issued more than 3 years prior; +4.9% for policies issued in 3 years prior; -15% for new business |
Individual | Open |
| PEKIN LIFE INSURANCE COMPANY | 5/27/2008 | +15% | H30 | Open |
| PEKIN LIFE INSURANCE COMPANY | 5/27/2008 | +15% | H38 | Open |
| PEKIN LIFE INSURANCE COMPANY | 5/27/2008 | +15% | H39 | Open |
| PEKIN LIFE INSURANCE COMPANY | 5/27/2008 | +15% | H41 | Open |
| GOLDEN RULE INSURANCE COMPANY | 5/30/2008 | +15% | GR1-H1, GR1-H8 | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 5/30/2008 | +18.2% | H-600 | Open |
| HUMANA INSURANCE COMPANY | 5/30/2008 | +1.1% | GN-70129, IL-70129 | Open |
| AMERICAN NATIONAL INSURANCE COMPANY | 6/4/2008 | +17% | OLD FORMS | Closed |
| WORLD INSURANCE COMPANY | 6/6/2008 | +22% | OLD FORMS | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 6/20/2008 | +15% | A-2523, A-2718, A-2744, A-2745, A-3064, A-3065, A-3066, A-3067, A-3167, A-3393, A-3394 | Open |
| AMERICAN REPUBLIC INSURANCE COMPANY | 6/20/2008 | +20% | A-3310, A-3326 | Open |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 6/25/2008 | +30% | H-28 | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 6/27/2008 | +38% | A-1589, A-2288 | Closed |
| WORLD INSURANCE COMPANY | 7/14/2008 | +30% | A-3601, A-3602, A-3603, A-3604, A-3605, A-3606 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 7/25/2008 | +4.8% | ICDHP-HSA | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 7/25/2008 | +4.7% | ICDHP-TIER | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 7/25/2008 | +4.1% | PMEDII | Open |
| THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 7/30/2008 | +20% | CHIP 34500C-B | Closed |
| THRIVENT FINANCIAL FOR LUTHERANS | 8/21/2008 | +35% | H-1 | Closed |
| HEALTH CARE SERVICE CORPORATION | 8/26/2008 | +18% | CB-5, CB-6, CB-7, CC-0.01, CC-5, CC-6, CC-26, DB-10, DB-11, DB-12, DB-13, DB-15, DB-18, DB-19, DB-24 | Closed |
| HEALTH CARE SERVICE CORPORATION | 8/26/2008 | +18% | DB-22, DB-23, DB-26, DB-40, DB-41 | Closed |
| HEALTH CARE SERVICE CORPORATION | 8/26/2008 | +18% | DB-42, DB-43, DB-44, DB-45 | Closed |
| HEALTH CARE SERVICE CORPORATION | 8/26/2008 | +12.6% | DB-42, DB-43, DB-44, DB-45 | Open |
| HEALTH CARE SERVICE CORPORATION | 8/26/2008 | +9% | DB-46, DB-47, DB-48, DB-49 | Open |
| HEALTH CARE SERVICE CORPORATION | 8/26/2008 | +9% | DB-50, DB-51 | Open |
| PERSONALCARE INSURANCE COMPANY | 9/3/2008 | +2.95% | INDPPO | Open |
| TRUSTMARK INSURANCE COMPANY | 9/17/2008 | +25% | GMD-IL, GCA-167, GHC-180 | Open |
| UNITED TEACHER ASSOCIATES INSURANCE COMPANY | 10/3/2008 | +25% | 708, 75.791, 69MG, 1-A1-563, 1708, 63GR01, 67.790, L160, P1-51833 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 10/23/2008 | +20% | 800, 880 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 10/23/2008 | +20% | 840, 860 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 10/23/2008 | +18% | HSA | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 10/23/2008 | +15% | ICDHP-HSA | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 10/23/2008 | +20% | ICDHP-TIER | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 10/24/2008 | +20% for issues after 1/1/2006; +30% for issues prior to 1/1/2006 |
PMED | Closed |
| CENTRAL UNITED LIFE INSURACE COMPANY | 12/24/2008 | +35% | 123, 96077, A6308, CGR-61, H220, HMM60, HN200, 0056, TCBS1 | Closed |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 12/29/2008 | +25% | ACM, CMM | Closed |
| PERSONALCARE INSURANCE COMPANY | 12/29/2008 | +3.2% | INDPPO | Open |
| UNION HEALTH SERVICE INC. (HMO) | 1/5/2009 | +2.4% | Clinic | - |
| UNION HEALTH SERVICE INC. (HMO) | 1/6/2009 | +7.1% | Non-Clinic | - |
| UNION HEALTH SERVICE INC. (HMO) | 1/7/2009 | +5.3% | HMO | - |
| HUMANA HEALTH PLAN, INC. (HMO) | 1/9/2009 | +3% | Staff Model Network | - |
| PERSONALCARE INSURANCE COMPANY | 1/16/2009 | +2.9% | INDPPO | Open |
| TRUSTMARK INSURANCE COMPANY | 1/19/2009 | +32% | OLD FORMS | Closed |
| KNIGHTS OF COLUMBUS | 1/27/2009 | +15% | KMD, KMMI, KMP1 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 1/28/2009 | +20% | 640, 650, 680 | Closed |
| AMERICAN FAMILY INSURANCE COMPANY | 2/25/2009 | +40% | H-235 | Closed |
| WORLD INSURANCE COMPANY | 2/25/2009 | +19.5% | A3601, A3602, A3603, A3604, A3605, A3606 | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 2/25/2009 | +14% | A-2718, A-2744, A-2745, A-3064, A-3065, A-3066, A-3067, A-2523, A-3167 | Open |
| GUARANTEE TRUST LIFE INSURANCE COMPANY | 4/13/2009 | +25% | 6005-MM, 6035-MM | Closed |
| AMERICAN NATIONAL LIFE INSURANCE CO OF TEXAS | 4/21/2009 | +30% | ANL-KMMT | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 4/22/2009 | +14% | ICDHP-HSA | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 4/22/2009 | +16% | ICDHP-TIER | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 4/22/2009 | +16% | PMEDII | Open |
| HUMANA HEALTH PLAN, INC. (HMO) | 5/4/2009 | +14% | Conversion Personal Plan | Closed |
| HUMANA HEALTH PLAN, INC. (HMO) | 5/4/2009 | +14% | HHP Direct Payment Plans | Closed |
| HUMANA HEALTH PLAN, INC. (HMO) | 5/4/2009 | +12% | Michael Reese Personal Plan | Closed |
| HUMANA INSURANCE COMPANY | 5/5/2009 | -0.3% | GN-70129, IL-70129 | Open |
| HUMANA INSURANCE COMPANY | 5/12/2009 | +14.2% | GN-70129, IL-70129 | Open |
| PEKIN LIFE INSURANCE COMPANY | 5/14/2009 | +15% | H29 | Open |
| HEALTH CARE SERVICE CORPORATION | 6/5/2009 | +8.4% | CB-5, CB-6, CB-7, CC-0.01, CC-5, CC-6, CC-26, DB-10, DB-11, DB-12, DB-13, DB-15, DB-18, DB-19, DB-24 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/5/2009 | +8.4% | DB-22, DB-23, DB-26, DB-40, DB-41 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/5/2009 | +8.4% | DB-42, DB-43, DB-44, DB-45 | Closed |
| HEALTH CARE SERVICE CORPORATION | 6/5/2009 | +8.4% | DB-43, DB-44, DB-45 | Open |
| HEALTH CARE SERVICE CORPORATION | 6/5/2009 | +8.4% | DB-46, DB-47, DB-48, DB-49 | Open |
| HEALTH CARE SERVICE CORPORATION | 6/5/2009 | +6.3% | DB-50, DB-51 | Open |
| PERSONALCARE INSURANCE COMPANY | 6/10/2009 | +3.2% | INDPPO | Open |
| HEALTH CARE SERVICE CORPORATION (HMO) | 7/7/2009 | +19.8 | Series DB-1 HCSC | - |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 7/13/2009 | +40% | 890 | Closed |
| PEKIN LIFE INSURANCE COMPANY | 7/24/2009 | +20% | H17 | Closed |
| PEKIN LIFE INSURANCE COMPANY | 7/24/2009 | +20% | H21 | Closed |
| PEKIN LIFE INSURANCE COMPANY | 7/24/2009 | +20% | H29 | Open |
| PEKIN LIFE INSURANCE COMPANY | 7/24/2009 | +20% | H30 | Open |
| PEKIN LIFE INSURANCE COMPANY | 7/24/2009 | +20% | H38 | Open |
| PEKIN LIFE INSURANCE COMPANY | 7/24/2009 | +20% | H39 | Open |
| PEKIN LIFE INSURANCE COMPANY | 7/24/2009 | +20% | H41 | Open |
| AMERICAN NATIONAL INSURANCE COMPANY | 8/4/2009 | +30% | OLD FORMS | Closed |
| GOLDEN RULE INSURANCE COMPANY | 8/4/2009 | +13% | GR1-H1, GR1-H8 | Closed |
| THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 8/4/2009 | +30% | PRUD-MED 83 | Closed |
| TRUSTMARK INSURANCE COMPANY | 8/4/2009 | +24% | TELEMED IV | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 8/4/2009 | +6% | ICDHP-HSA | Open |
| HUMANA INSURANCE COMPANY | 8/4/2009 | +4.3% | GN-70129, IL-70129 | Open |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/9/2009 | +3.7% | GSA High Base Plan | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/10/2009 | +5.1 | GSA Med Base Plan | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/11/2009 | +6.4% | GSA Low Base Plan | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/12/2009 | +3.7 | 94 GSA $5 Plan | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/13/2009 | +5.4 | 94 GSA $10 Plan | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/14/2009 | +.5% | 94 GSA $10 CoPay Hosp Coins | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/15/2009 | +1.7% | 94 GSA $15 CoPay Hosp Coins | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/16/2009 | +5% | 94 GSA $10 CoPay $250 | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/17/2009 | +6.1% | 94 GSA $15 CoPay $500 | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/18/2009 | +3.8% | 96 GSA low 5/50 | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/19/2009 | +3.7% | 96 GSA low 5/100 | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/20/2009 | +5.4% | 96 GSA low 10/100 | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/21/2009 | +6.6% | 96 GSA low 15/150 | - |
| CIGNA HEALTHCARE OF ST. LOUIS (HMO) | 9/22/2009 | +7.9% | 96 GSA low 20/150 | - |
| GUARANTEE TRUST LIFE INSURANCE COMPANY | 9/24/2009 | +10% | 90100 | Closed |
| PERSONALCARE INSURANCE COMPANY | 10/2/2009 | +3.2% | INDPPO | Open |
| THRIVENT FINANCIAL FOR LUTHERANS | 10/6/2009 | +25% | EMM | Closed |
| THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 11/19/2009 | +60% | CHIP34500C-B | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 12/3/2009 | +10% | 800, 880 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 12/3/2009 | +25% | 840, 860 | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 12/3/2009 | +10% | HSA | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 12/3/2009 | +45% | PMED | Closed |
| TRUSTMARK INSURANCE COMPANY | 12/3/2009 | +24% | TELEMED V | Closed |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 12/3/2009 | +10% | ICDHP-HSA | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 12/3/2009 | +10% | ICDHP-TIER | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 12/3/2009 | +35% | ICDHP-TIER | Open |
| AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY | 12/3/2009 | +20% | PMEDII | Open |
| AMERICAN REPUBLIC INSURANCE COMPANY | 12/3/2009 | +21.6% | A-3562, A-3565, A-A-3566, A-3567, A-3569 | Open |
| PERSONALCARE INSURANCE COMPANY | 12/3/2009 | +3% | INDPPO - NEW | Open |
| GUARANTEE TRUST LIFE INSURANCE COMPANY | 12/4/2009 | +12% | 90100 | Closed |
| AMERICAN REPUBLIC INSURANCE COMPANY | 12/4/2009 | +14% | A-2718, A-2744, A-2745, A-3064, A-3065, A-3066, A-3067, A-2523, A-3167 | Open |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 12/17/2009 | +32.6% | H-600, H-610, H-616 | Open |
| HUMANA INSURANCE COMPANY | 12/18/2009 | +5.3% | GN-70129, IL-70129 | Open |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 12/21/2009 | +10% | CBM | Closed |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 12/22/2009 | +15% | LMM | Closed |
| UNITEDHEALTHCARE OF IL, INC (HMO) | 12/30/2009 | +13% | GC HMO Choice | - |
| PERSONALCARE INSURANCE COMPANY | 12/30/2009 | +3.2% | INDPPO - 2006 BLOCK | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 12/31/2009 | +30% | H-28 | Closed |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 12/31/2009 | +25% | BMM | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 1/5/2010 | +20% | AH-50, H-14, H-95 | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 1/5/2010 | +24.5% | H-400, H-425 | Open |
| UNION HEALTH SERVICE INC. (HMO) | 1/7/2010 | +1.5% | Clinic | - |
| UNION HEALTH SERVICE INC. (HMO) | 1/8/2010 | +31.1% | Non-Clinic | - |
| UNION HEALTH SERVICE INC. (HMO) | 1/9/2010 | +20.1% | HMO | - |
| CONTINENTAL GENERAL INSURANCE | 1/19/2010 | +22.0% | FORM01A, FORM01C, FORM116, FORM12A, FORM12M, FORMPPQ | Open |
| WORLD INSURANCE COMPANY | 1/20/2010 | +25% | OLD FORMS | Closed |
| HUMANA HEALTH PLAN, INC. (HMO) | 2/16/2010 | +3% | Staff Model Network | - |
| KNIGHTS OF COLUMBUS | 2/23/2010 | +15% | KMD, KMM1, KMP1 | Closed |
| AMERICAN COMMUNITY MUTUAL | 5/8/2010 | +14.4% | 888 | Closed |
| AMERICAN COMMUNITY MUTUAL | 5/8/2010 | +14.4% | 890 | Closed |
| AMERICAN COMMUNITY MUTUAL | 5/8/2010 | +14.4% | 980 | Closed |
| AMERICAN FAMILY MUTUAL INSURANCE COMPANY | 5/8/2010 | +35.0% | H-235 | Closed |
| AMERICAN NATIONAL INSURANCE | 5/8/2010 | +25.0% | OLD FORMS | Closed |
| AMERICAN NATIONAL LIFE INSURANCE | 5/8/2010 | +15.0% | ANL-KMMT | Closed |
| GOLDEN RULE INSURANCE | 5/8/2010 | +12.0% | GR1-H1 , GR1-H8 | Closed |
| PERSONALCARE INSURANCE | 5/8/2010 | +13.7% | IND2006-0110 | Closed |
| PERSONALCARE INSURANCE | 5/8/2010 | +12.5% | IND2007-0110 | Closed |
| AMERICAN COMMUNITY MUTUAL | 5/8/2010 | +65.3% | ICDHP-HSA | Open |
| AMERICAN COMMUNITY MUTUAL | 5/8/2010 | +14.4% | ICDHP-TIER | Open |
| AMERICAN COMMUNITY MUTUAL | 5/8/2010 | +0.0% OVERALL INDIVIDUAL CHANGES RANGE FROM -13.3% TO +28.9% | IND-09 | Open |
| AMERICAN COMMUNITY MUTUAL | 5/8/2010 | +20.0% | IND-09 | Open |
| AMERICAN COMMUNITY MUTUAL | 5/8/2010 | +83.4% | PMEDII | Open |
| AMERICAN REPUBLIC INSURANCE | 5/8/2010 | +21.55% | A-3562, A-3565, A-A-3566, A-3567, A-3569 | Open |
| HUMANA INSURANCE | 5/8/2010 | +3.4% CHOICE POS ; +6.3% CHOICECARE NETWORK | GN-70129, IL-70129 | Open |
| HUMANA INSURANCE | 5/8/2010 | +3.8% | GN-70129, IL-70129 | Open |
| HUMANA INSURANCE | 5/8/2010 | +3.8% ALLPLANS EXCEPT; +5.0% FOR CLOSED PLANS | GN-70129, IL-70129 | Open |
| AXA EQUITABLE LIFE INSURANCE COMPANY | 5/19/2010 | +25.0% | AMM, CMM | Closed |
| AMERICAN NATIONAL LIFE INSURANCE | 7/8/2010 | +15% | ANL-KMMT, ANL-KMM92, ANL-KM-95 | Closed |
| HEALTH CARE SERVICE CORPORATION | 8/18/2010 | +9.0% FOR DB-11, DB-12, DB-18, DB-19, DB-20; NO INCREASE FOR ALL OTHER | CB-5, CB-6, CB-7, CC-0.01, CC-5, CC-6, CC-26, DB-10, DB-11, DB-12, DB-13, DB-15, DB-18, DB-19, DB-24 | Closed |
| UNITED TEACHER ASSOCIATES | 8/25/2010 | +25.0% | 708, 75.791, 69MG, 1-A1-563, 1708, 63GR01, 67.790, L160, P1-51833 | Closed |
| PEKIN LIFE INSURANCE | 9/2/2010 | +38.0% ISSUED BEFORE 1/1/2010; +38.0% ISSUED AFTER 1/1/2010 | H-41 | Open |
| MENNONITE MUTUAL AID | 9/9/2010 | +2.7% AVERAGE; BY AGE -5% TO +1.0%;+2.0% DUE TO INCREASE IN MAX DEP AGE REQ BY PPACA; '+12.0% FOR MATERNITY RIDER | 2015105, 2015255, 2015106, 2015257 G | Open |
| MENNONITE MUTUAL AID | 9/9/2010 | +4.0% AVERAGE; BY AGE -5% TO +1.0%; +12.0% INCREASE IN DEPENDENT RATE (INCLUDES 1.3% FOR GUARANTEE ISSUE OF DEPENDENTS; 'FOR PREVENTATIVE SERVICES +.3% TO 6.9%; '+12.0% FOR MATERNITY RIDER |
2015105, 2015255, 2015106, 2015257 NG | Open |
| HEALTH CARE SERVICE CORPORATION | 10/26/2010 | DEDUCTIBLE GTE $2500: +4.4% DEDUCTIBLE LT $2500: +9.0% | DB-46, DB-47, DB-48, DB-49 | Open |
| HEALTH CARE SERVICE CORPORATION | 10/26/2010 | +9.0% | DB-22, DB-23, DB-26, DB-41 | Closed |
| HEALTH CARE SERVICE CORPORATION | 10/26/2010 | +9.0% | DB-42, DB-43, DB-44, DB-45 | Open |
| HUMANA INSURANCE | 10/22/2010 | -9.7% | GN-70129 / IL-70291 | Open |
| ILLINOIS MUTUAL LIFE INSURANCE | 10/21/2010 | +12.0% | 743, 744, 745, 746, 760, 775, 776, 843, 885, 886 | Closed |
| PERSONALCARE INSURANCE | 10/18/2010 | 2006 +3.2%; 2007 +3.0% | INDPPO-2006, INDPPO-2007 | Closed |
| GUARANTEE TRUST LIFE | 10/21/2010 | +12.0% | 90100 | Closed |
Terms Used In Chart
The following columns of information are presented in the Department's Report:
Percent Rate Change
This column reflects the change in the plan's base rate from that plan's most recently filed base rate. The base rate for a plan may be increased by an insurance company based on several reasons, including the claims submitted by every individual enrolled in your plan. A base rate is a starting point for a premium that applies before other factors are taken into account. Some factors, such as your health status, may only affect your premium at the time your policy is issued. Other factors, such as geographic location, may affect your premium both when your policy is issued and when it is renewed. Some of the factors that may affect the actual premium you will pay include:
- Health status. Health status is perhaps the most important factor in determining the amount of premium you pay. Illinois law allows insurance companies to increase your premium based on your past or present medical conditions.
- Geographical location. Your premium will vary depending on where you live in Illinois. For example, consumers living in urban areas like Chicago are typically charged more than consumers living in rural areas.
- Policy duration. Your premium may be increased based on the amount of time you are enrolled in a plan. This factor is typically used by a company to account for the assumption that a policyholder is more likely to file a claim the longer he or she has had the policy.
- Gender. Your premium will be affected by your gender, with women paying significantly more than men for the same policy, even without maternity benefits.
- Age. Your premium will also be affected by your age, with premiums typically rising as you age.
Open/Closed
This column indicates whether the plan listed is accepting (open) or not accepting (closed) new enrollees. Insurance companies routinely create new insurance plans and close new enrollment in existing plans. Pursuant to Illinois law, individuals can be denied major medical health insurance for any reason other than "race, color, religion or national origin." In addition, Illinois law requires that individual policies are guaranteed renewable. As a result, individuals with health care needs who are enrolled in a plan that is closed to new enrollees will remain in that plan, sometimes for many years. The insurance company will continue to adjust the plan's base and other rates as long as individuals are enrolled in the plan.
NOTE: HMOs do not regularly report whether a plan is open or closed. The Department is in the process of determining whether the listed HMO plans are open or closed and will update the Report accordingly.
Company Name
The names reflected in the Report are the registered business names of the insurance companies offering a plan. HMO plans are distinguished from insurance plans by an "HMO" following the insurance company's name. The insurance company name in the Report may not necessarily be the name you see on your policy form or health insurance card. For example, Health Care Service Corporation does business in Illinois as Blue Cross Blue Shield of Illinois. If you do not see the name of your insurance company in the Report you should contact your insurance company or the Department to determine the appropriate registered business name. In the process of compiling this public information, the Department observed that several insurers offering major medical insurance do not appear to have filed rates or rate changes. The Department is investigating.
Filing Date
This column lists the date on which the insurance company rate filing was received by or placed on file with the Department.
Policy Name/Number
This column lists the policy name or number assigned to a plan by the insurance company. This number can be used to track rate changes to your particular plan. The policy name/number should be on your policy but may not be the name by which you know your plan. Please contact your insurance company or the Department for more information on how to find your policy name/number.